Coinbase is rolling out “Agentic Wallets,” the first wallet infrastructure specifically designed for autonomous AI agents.
The new tool will enable AI agents — autonomous bots that can interact with the web — to independently hold funds, send payments, trade tokens, earn yield, and transact onchain, with built-in security guardrails to prevent misuse, according to a blog post on Wednesday.
“AI agents are everywhere – answering questions, summarizing documents, and assisting with tasks. But today’s agents hit a wall when they need to actually do something that requires money,” Coinbase Developer Platform programmers Erik Reppel and Josh Nickerson wrote.
Agentic Wallets builds on the x402 protocol that Coinbase is developing with other internet stakeholders to support autonomous crypto payments “without human intervention” as interest in artificial intelligence continues to swell.
It also advances Coinbase’s previously released AgentKit tool that made it possible to embed wallets during agent creation. Agentic Wallets, rather, is a plug-and-play solution to “give any agent a wallet” with the ability to transact on behalf of users.
“Your agent detects a better yield opportunity at 3am? It rebalances automatically, no approval needed because you’ve already set permissions and controls,” Reppel and Nickerson wrote.
According to the blog, Agentic Wallets will initially support EVM chains and Solana, and can support gasless transactions on the Coinbase-incubated Base Layer 2.
The wallets also feature a command-line interface that allows users to check on their agent, fund their wallets, and “deploy new skills with simple commands. The team also released an agent-wallet-skills repo to provide agents with basic commands.
It also features Smart Security Guardrails, like programmable spending limits, session caps, and other transaction controls. The software’s “enclase isolation” also ensures private keys remain in secure Coinbase infrastructure, never exposed to the agent’s prompt or LLM.”
Without mentioning popular AI agent systems like Clawbot/OpenClaw, a wrapper for Anthropic’s Claude LLM that gained popularity online among users who want an LLM to answer their email, Reppel and Nickerson wrote that agents are “easier than ever to spin up.”
“We’re moving from AI agents that advise to agents that act,” the devs wrote. “From assistants that suggest to helpers that execute. From tools that require constant human oversight to autonomous systems that operate independently within trusted guardrails.”
x402, named after the HTTP 402 “Payment Required” status code that was planned but never implemented, has already processed 50 million transactions since launching last year. In December, Coinbase launched a revamped 2.0 version of the open-source protocol, in part, providing wider support for “legacy payment rails.”
In September, Cloudflare and Coinbase co-launched the x402 Foundation to promote the adoption of the x402 protocol. Coinbase Developer Platform has also recently unveiled Payments MCP, a protocol to enable large language models like Anthropic’s Claude and Google’s Gemini to access blockchain wallets.
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