DeFi native prime broker Project 0 is launching Project 0 Pay, offering a way for users to pay off their credit cards using their crypto investment portfolio liquidity without having to sell their assets or interrupt yield generation.
In short, the new feature essentially tracks a user’s spending to provide a month-end statement and calculate a borrow transaction against their portfolio, which, if approved, will cover the period’s expenses without needing to liquidate their holdings.
Pay will allow users to connect their credit cards and bank accounts directly to the Project 0 interface, allowing for borrowed USDC to be automatically off-ramped into their fiat accounts. Users can repay the USDC loan “whenever they choose,” the statement notes.
“With Project 0 Pay, you no longer need to keep idle cash off-chain to pay bills. Your DeFi portfolio can start to function more like a bank account, allowing you to stay long, earn yield, and still finance your daily expenses quickly and efficiently,” Project 0 founder MacBrennan Peet said.
The new feature can also be customized to give users control over what expenses to cover using their onchain funds.
Similar to the traditional financial system, crypto prime brokers provide comprehensive financial services to sophisticated clients. Project 0 often calls itself the first DeFi-native, permissionless, trustless prime broker centered around Solana.
The startup uses nascent onchain features like unified margin and credit to allow users to treat their entire “multi-venue” DeFi portfolios as a single collateral base for borrowing. Project 0 Pay mirrors offerings by some traditional prime brokers that provide leverage and financing for clients who need liquidity but want to keep their portfolios intact.
“We founded Project 0 to bring the first prime brokerage to DeFi, but we quickly realized the infrastructure we’ve built could enable something broader: using your DeFi portfolio to fund your day-to-day life,” said Peet.
© 2026 The Block. All Rights Reserved. This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.
Trade Crypto On Coinhub Exchange
Trade Crypto On Coinhub Exchange
Stay ahead of the market by turning news insights into trading opportunities. With Coinhub Exchange, you can seamlessly buy, sell, and manage your digital assets, all in one secure platform. Take advantage of real-time market insights, deep liquidity, and fast execution for your favorite cryptocurrencies. Don’t just read about it — trade crypto now!
Disclaimer
The content of this article shown by Coinhub News, powered by The Block, is for informational purposes only and should not be construed as financial, legal, tax, or investment advice. Coinhub News and its affiliates are not a licensed financial advisor, legal advisor, broker, or tax advisor, and ... should not be considered as professional advice or a recommendation to engage in any specific investment, legal decision, or financial transaction. Cryptocurrency markets are highly speculative and volatile. Readers should perform their own independent research and consult with a qualified professional before making any financial or legal decisions. The opinions expressed in this article are those of the author and do not necessarily represent the views or opinions of the Company of its affiliates. Additionally, the Company does not make any representations or warranties regarding the accuracy, timeliness, reliability, or completeness of any information in this article. By accessing this content, you acknowledge that any reliance on the information contained in this article is solely at your own risk. The Company is not responsible for any financial losses, legal disputes, or other damages that may arise from reliance on this content or from any investment or legal decisions based on the information provided. Investing in cryptocurrencies involves substantial risks, including the risk of losing your entire investment, and you should carefully consider whether it is appropriate for your circumstances.
Read more
