Crypto payments firm MoonPay is expanding into AI infrastructure, launching a new product designed to let autonomous agents hold wallets and move funds without direct human intervention.
The company has rolled out MoonPay Agents, a non-custodial software layer built on its developer-focused command-line interface, MoonPay CLI. Once a user completes identity verification and funds a wallet, an AI agent can trade, swap, and transfer digital assets programmatically on the user’s behalf.
“AI agents can reason, but they cannot act economically without capital infrastructure,” MoonPay CEO Ivan Soto-Wright said in a statement. “MoonPay is the bridge between AI and money.”
MoonPay, founded in 2019, provides fiat-to-crypto onramps and stablecoin infrastructure used by more than 500 enterprise customers and 30 million users globally. The new offering extends those rails to AI systems, allowing agents to generate non-custodial wallets stored on a user’s device, fund them via bank transfers or crypto, execute onchain trades, and off-ramp back into fiat.
The product includes support for recurring buys, cross-chain swaps, and compatibility with x402, a machine-to-machine payments standard increasingly used in agent-driven applications. If a service requires know-your-customer verification, the human user completes the process once, after which the agent can transact within those permissions.
Agent economy
The launch echoes a broader trend across crypto toward what developers call the “agent economy” — software systems that can execute financial decisions autonomously rather than merely generate text or analysis.
In recent months, Coinbase introduced tools to give AI agents wallets, Stripe added x402 support for USDC-based agent payments, and deBridge launched infrastructure enabling non-custodial cross-chain execution for AI systems.
OpenAI and Paradigm have also partnered on AI tools aimed at smart contract security, signaling a growing overlap between artificial intelligence and blockchain-based finance.
Ethereum developers have likewise leaned into the concept of an “agentic” economy on mainnet, while new startups have raised capital around AI-driven web3 applications.
With that in mind, MoonPay bets that as agents begin trading, allocating capital, and executing strategies autonomously, they will require compliant financial rails that connect traditional payment systems to blockchains.
© 2026 The Block. All Rights Reserved. This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.