Singapore-based Cobo launches agentic wallet with guardrails for AI-led onchain execution

Cobo, a Singapore-based crypto custody and wallet services provider, has launched Cobo Agentic Wallet, as it seeks to tap growing demand for crypto wallets managed by AI agents.

The company said the new wallet introduces a human-agent authorization protocol alongside a modular skill framework to enable reliable execution, according to a statement shared with The Block.

A key feature of the product is its “Pact” mechanism. Each task is run through a Pact, which is dynamically generated and specifies execution boundaries and termination conditions.

“Most agentic wallets simply hand over wallet capabilities to agents and hope for the best. We give agents a Pact,” said Changhao Jiang, co-founder and CTO of Cobo. “A Pact defines what an agent can do, where it must stop, and when execution ends — and it is enforced at the infrastructure level.”

The wallet also incorporates multi-party computation to ensure safety. “A compromised agent, a hallucinating LLM, or leaked credentials cannot, on their own, generate a valid signature. This represents a cryptographically-enforced mathematical guarantee, versus a mere security best practice,” the company said.

The product integrates with a range of AI frameworks, including LangChain, OpenAI Agents SDK, Claude MCP, Agno, and CrewAI, according to the statement. It also supports more than 80 blockchain networks, including Ethereum, Base, Arbitrum, Optimism, Polygon, and Solana.

“The first generation of AI agents learned how to think. The next generation must now learn how to act-on-chain, with real capital, and within boundaries humans can trust,” said Jiang.

Crypto wallet makers and exchanges have been exploring ways to roll out AI agentic wallets. Ledger, for example, has unveiled an AI-focused security roadmap and appointed its chief experience officer and board member, Ian Rogers, as its first chief human agency officer to lead the AI efforts.

Coinbase has also introduced “Agentic Wallets” to allow AI agents to independently hold funds, send payments, trade tokens, earn yield, and execute onchain transactions.

Meanwhile, Trust Wallet, the digital wallet firm backed by Binance founder Changpeng Zhao, has launched a toolkit that lets AI agents perform a variety of crypto transactions.

© 2026 The Block. All Rights Reserved. This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

 

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